It is always a good idea to consult a financial advisor before making any major money decisions. The problem is that the decision can be challenging to know where to start making changes that will save you enough money. There are many smart apps that can help you save money on a daily basis if you are looking for a convenient way to build up your savings. These smart money saving apps are not likely to waste your time or drain your money.

Check out these 7 smart money saving apps that will not only help you save your money but they will also manage your personal finances efficiently.

MINT:

The (Lionel Messi) of personal finance apps; this smart little powerhouse allows you to keep track of all your financial activities from all of your accounts. Every transaction is automatically recorded and summarized easily.

Mint creates a budget by noting your spending patterns and collect your banking and investing data all in one place to give you an overview of your finances. For those worried about security concerns, this smart app is password protected and there is also a way to deactivate access from your smartphone through the Mint website. Mint is compatible with both Android and IOS.

QAPITAL:

A smart money saving app that is run digitally via smartphone, Qapital allows you to fund your account with your existing bank account, manage transfers and balances. Qapital account even gains interest on your funds as you would also with a traditional bank. What makes Qapital different from other saving apps is its goal-oriented savings through the implementation of small apps. It also sends u a free debit card which can be used access your funds when you are offline.

TRIM:

Trim is another smart money saving app that works like your very own financial mentor. You can simply connect all your accounts securely so the app can analyze each transaction and suggest some areas to cut back like trips to the coffee shop or any subscriptions that you have already opted for.

Trim helps you to find more affordable service providers like car insurance, cable operators and the internet. In addition, an individual will be able to get text updates about how their accounts are being maintained or any other changes they want to make.

VIGGLE:

Viggle is a smart app that rewards its users. It let its users check in to whatever show they are watching and earn some points to be redeemed soon for rewards from great brands like Barnes & Noble and Starbucks. In addition, you can earn points by playing games in Viggle. It is both compatible with Android and IOS.

AGODA:

This smart app is perfect for finding and booking the very best deals on any kind of accommodation, anywhere in the world with the best possible prices. It is being used by hundreds of millions of users from around the world every month. It offers special deals for its clients from which you can save a lot of money while travelling. You can instantly amend or manage your booking anytime, anywhere.

SWAGBUCKS:

Swagbucks is popular for its free service that can be used to earn gift cards or points. The gift cards that Swagbucks offer come from over 1500 retailers including Amazon, Argos, M&S, iTunes and Starbucks. These gift cards or points can be converted easily into your PayPal account as instant cash. You can do many activities on Swagbucks like watching videos, searching the web, shopping, answering the surveys, playing games, discovering new contents, etc. It has a good variety of activities for earning those gift cards or points.

IN A NUTSHELL:

These apps will surely change your mindset about saving money and provide will provide valuable ongoing lessons about fiscal wellness. These smart apps will keep you on the road to saving more money for today and for better tomorrow.